7500 euros credit without Private credit
There is now the opportunity to receive a 7500 euro loan without Private credit. This loan does not come from Germany but from abroad and is called Swiss Credit. However, a bank in Liechtenstein is responsible for lending.
In the case of a loan without Private credit, in principle no Private credit information is requested and a granted credit is not reported to the Private credit. The Private credit is the protection community for general credit protection and as such a German institution. A comparable institution is not known abroad.
So far, it was only possible to obtain a loan without Private credit with loan amounts of 3500 euros or 5000 euros. Higher loan sums were generally not granted. This looks different since July 2016. If you meet the requirements, there is nothing standing in the way of a € 7500 loan without Private credit. The minimum age for this loan is 18 years old. The upper age limit was set at 62 years.
An important prerequisite for a 7500 euro loan without Private credit is a fixed income and a permanent employment. Persons who are self-employed or self-employed, have too little or no income or are in probationary period will be refused as a borrower. The same applies to persons who have a fixed-term employment contract.
For a € 3,500 loan or a € 5,000 loan, it is a prerequisite that the borrower at least 12 months at the current employer and is not terminated. For a 7500 euro credit increased requirements apply. Here has only one chance who is employed at least 4 years with his employer. An exception can be made for persons who have already received a loan without Private credit. It may be possible for them to receive a € 7,500 loan if they are employed by their employer for at least one year. Further details are provided by the lending bank on request.
Application, authorization and repayment
If you are interested in a € 7500 loan without Private credit, you have the option of applying to the bank yourself or to hire a suitable reputable lender. You should submit all the necessary documents when making the application in order to avoid inquiries and thus delays in the processing of the loan application and in the payment.
The transfer of the loan will be made to the account you have specified. This can be your checking account at the house bank or another account. For the repayment, it is agreed exactly how much the monthly installments and how long the term is.